RD calculator
6.05% a year · Insured up to ₹5L per bank · Interest taxed at your slab rate
Maturity amount after 5 yearsAfter tax, in today's money
₹7,01,556
You keep ₹6,69,871 after ₹31,686 tax on the interest along the way.₹6,69,871 after tax is worth this much at today's prices, if prices rise 5.54% a year.- You put in
- ₹6.00 L
- Interest earned
- ₹1.02 L
- Tax
- ₹31,686
4.26% a yearafter tax
Balance at the end of each yearBalance each year, in today's moneyYour moneyEarned
See year by year
| Year | Put in | Balance | Tax so far |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹1,23,986 | ₹1,244 |
| 2 | ₹2,40,000 | ₹2,55,644 | ₹4,881 |
| 3 | ₹3,60,000 | ₹3,95,451 | ₹11,061 |
| 4 | ₹4,80,000 | ₹5,43,910 | ₹19,940 |
| 5 | ₹6,00,000 | ₹7,01,556 | ₹31,686 |
Good to know
- Post Office RD runs for 5 years at 6.7% (Oct–Dec 2026). The rate is fixed for your account when you open it.
- Interest is compounded every quarter and taxed every year at your slab rate.
- Missing a monthly instalment attracts a small default fee, and too many missed instalments can close the account.