NetReturns

For Indian investors · FY 2026-27 tax rules

See what your money really earns after tax.

Put mutual funds, FDs, PPF and Post Office schemes side by side, for your amount and your tax slab, and see what each one actually leaves you.

Compare investmentsBrowse calculators

How it works

  1. 1Choose an amountHow much you'd invest, one-time or every month, and for how many years.
  2. 2Pick what to compareMutual funds, FDs, PPF, Post Office schemes: up to six at once.
  3. 3See what you'd keepAfter tax, and in today's money if you like, with the pros and cons of each.

Calculators

Each one shows the tax you pay and what you keep.

Mutual funds

SIP & lumpsumEquity, hybrid and debt fundsIndex fundsNifty 50 and Nifty Next 50ELSSTax-saving equity · 3-year lock-inHybrid & arbitrage fundsShares and bonds togetherDebt fundsLiquid, short duration, gilt and moreInternational fundsForeign shares through a fund or ETF

Deposits & savings schemes

Fixed depositBank, senior citizen, tax-saver and company FDsRecurring depositBank RD and Post Office RD (6.7%)Post Office Time Deposit6.9–7.5% · 1, 2, 3 or 5 yearsPPF7.1% · tax-free · 15 yearsSukanya Samriddhi8.2% · tax-free · for a girl childNSC7.7% · 5 yearsKVP7.5% · doubles in 115 monthsSenior Citizens Savings Scheme8.2% · paid quarterly · age 60+Post Office MIS7.4% · paid monthlyRBI Floating Rate Bond8.05% · paid every 6 months · 7 years

Retirement savings

EPF & VPF8.25% · from your salary · tax-freeNPSShares and bonds · up to 80% as cash at exitAtal Pension Yojana₹1,000–5,000 a month from 60, guaranteed

Gold

GoldETF, gold fund, digital gold, coins & barsSovereign Gold Bond2.5% a year + the gold price

Shares & bonds

StocksShares you pick yourself, large or mid-sizeCompany bonds & NCDsInterest every year, at the bond's own rate

Coming next: Insurance policy return checker

New to investing? Start here

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